Fixed Deposits

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HDFC PLATINUM SENIOR CITIZEN DEPOSIT PLAN
Interest Rates on Deposit upto Rs. 25 Lacs
Fixed Rates only
Period	Monthly Income Plan	Quarterly Option	Hal-Yearly Option	Annual Income Plan	Cumulative Option*
20 months	9.45%	9.50%	9.60%	-	9.80%
40 months	9.45%	9.50%	9.60%	9.80%	9.80%
Minimum Amount	40,000	20,000	20,000	20,000	20,000

         Rating : AAA rating from both CRISIL and ICRA for 17 consecutive years

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Shriram Transport Finance Company Limited

It was established in 1979, one of the India’s largest professionally managed asset finance company, specializing in vehicle finance.

Rate of Interest of Fixed Deposit

Period	Non – Cumulative Rate of Interest (%)		Cumulative
	Monthly	Quarterly	Effectively Yield	Rs. 1000
12 Months	9.34%	9.41%	9.75%	Rs. 1098
24 Months	9.80%	9.88%	10.78%	Rs. 1216
36 Months	10.25%	10.34%	11.94%	Rs. 1358
48 Months	10.25%	10.34%	12.60%	Rs. 1504
60 Months	10.25%	10.34%	13.32%	Rs. 1666

0.25 % Percent Additional for Senior Citizens

Financial Strength of the Company :

• The company is the leader in used truck finance and vehicle finance industry with market share of 25%.

• Expertise in loan origination, valuation & collection, construction equipments & road logistics.

• “Best PE-Backed Company Award for 2008” in research-cum-survey conducted by Venture Intelligence.

• Company’s Fixed Deposits have “FAA+/stable” by CRISIL indicating high degree of safety & “MAA+/stable” by ICRA, indicating high credit quality.

• Presence is widely spread with more than 502 branches & tie-up with 500 private financiers across the country.

• The company has more than 15000 employees.

• More than 10,00,000 truck financed, with Rs.40214 Crores of Assets Under Management in March,2012.

• Company’s Rs.10000 Crores Retail Fund based is built up through 75000 agents from 50,00,000 investors.

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Features & Benefits:

• The MMFSL Fixed deposit is given the Crisil rating FAAA which indicates a high level of safety.
• Cumulative as well as non cumulative options are available as per the convenience of the depositor.
• Senior Citizens/ Employees will get an additional rate of 0.25% per annum.

Non Cumulative Scheme:
Period (Months)	Interest p.a.                                          (Half Yearly)	Interest p.a.                                    (Quarterly)
12	9.00%	8.90%
24	9.75%	9.65%
36	10.00%	9.90%
48, 60	9.50%	9.40%
Minimum Amount	Rs. 25,000	Rs. 50,000

Cumulative Scheme:
Minimum Amount	Period          (Months)	Amount           Payable(Rs.)	Interest *              p.a.	Effective               Yield p. a.**
Rs. 10,000@	12	10,925	9.25%	9.25%
	18	11,510	9.75%	10.07%
	24	12,100	10.00%	10.50%
	36	13,401	10.25%	11.34%
	48	14,508	9.75%	11.27%
	60	15,923	9.75%	11.85%

 

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